Learn more about what we cover

We love that you’re digging into the details of your coverage. Not all pet insurance is the same and different companies cover different things. What makes Doggo’s coverage special is that we not only cover regular treatments for accidents and illnesses, but we’ll also cover the advanced treatments recommended by your vet.

Accidents and Illnesses

  • Cancer

  • Hereditary conditions (like hip dysplasia)

  • Torn ligaments, bite wounds, and cuts

  • Chronic conditions

  • Toxic ingestions

  • Dental disease

  • Behavioral issues

  • Broken bones and swallowed objects

  • Congenital conditions

  • Eye, ear & skin infections

  • Cancer

  • Hereditary conditions (like hip dysplasia)

  • Torn ligaments, bite wounds, and cuts

  • Chronic conditions

  • Toxic ingestions

  • Dental disease

  • Behavioral issues

  • Broken bones and swallowed objects

  • Congenital conditions

  • Eye, ear & skin infections

Treatments

  • Covered condition exam fees

  • Hospitalization

  • X-Rays, MRIs, CRT scans, and ultrasounds

  • Use any vet you want!

  • Diagnostics (like blood tests)

  • Telemedicine

  • Emergency care

  • Surgery

  • Prescription medicine

  • Prescription food for covered conditions

  • Rehabilitation

  • Alternative and holistic treatment

  • Specialty care

  • Covered condition exam fees

  • Hospitalization

  • X-Rays, MRIs, CRT scans, and ultrasounds

  • Use any vet you want!

  • Diagnostics (like blood tests)

  • Telemedicine

  • Emergency care

  • Surgery

  • Prescription medicine

  • Prescription food for covered conditions

  • Rehabilitation

  • Alternative and holistic treatment

  • Specialty care

Advanced Care Treatments

Vet costs have doubled in the last decade, as many medical advances in human healthcare are now available to our pups. That’s great news, but it’s important to pick a pet insurance plan that covers these new treatments.

The three areas often overlooked and excluded by “traditional” pet insurance plans are treatments for cancer, behavioral issues (such as anxiety), and dental illness. What sets Doggo apart is not just the types of accidents and illnesses we cover, but also the treatments for them.

Learn about cancer treatments

Why it matters

Cancer is the #1 cause of dog deaths, with 25% of dogs developing cancerous growths in their lifetimes.

Advanced treatments we cover

Doggo offers best in class coverage for cancer treatment, including stem cell therapy, chemotherapy and radiation treatment. If your vet recommends a proven cancer treatment, we’ll cover it.

Learn about behavioral treatments

Why it matters

Behavioral issues are a leading reason why dogs are given up for adoption. Costs in this emerging area of treatment are growing 30% a year!

Advanced treatments we cover

If your dog is experiencing behavioral issues; with symptoms such as aggression, barking, excessive chewing or anxiety, your vet will recommend a behavior modification program. We cover that, and any associated prescription medications.

Learn about dental illness treatments

Why it matters

80% of dogs over the age of 3 have active dental illness. Left untreated, dental illness can become life threatening to your dog.

Advanced treatments we cover

If your dog gets dental disease, we’ll cover the treatments, which can range from a gingivectomy (for gingivitis) to periodontal surgery. Extracting even a single tooth can cost up to $1,000. And dogs have 42 teeth!


We know these are sad things to think about, but that’s why you get dog insurance. If these things ever happen, we’ll help protect you from expensive vet bills so you can focus on getting the best care for your pup.

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Have questions about your policy? Contact us!

Notice for California Residents
Important Insurer Disclosures (DE, LA, WA, ME, MS, NE, NH)

Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ), and produced and marketed by Algo Technologies, Inc. d/b/a Doggo (NPN # 19332914. 450 9th St. San Francisco CA 94103. California producer license number 626248). PTZ Insurance Agency Ltd. (NPN: 5328528. domiciled in Illinois with offices at 1208 Massillon Road, Suite G200, Akron, Ohio 44306) is responsible for administration and claims adjudication. (California residents only: PTZ Insurance Agency Ltd., d.b.a PIA Insurance Agency Ltd. CA license #0E36937).

Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit trydoggo.com/sample. Preventive Care coverage reimbursements are based on a schedule. Accident & illness coverage reimbursements are based on the invoice. Products, schedules, discounts, and rates may vary and are subject to change.

* Dog training service access at no additional cost is not available in all states. Currently not permitted in Alaska, Connecticut, Idaho, Indiana, Minnesota, New York, North Dakota, Pennsylvania, Rhode Island, and Washington.